Archive for the ‘The New Retirement’ Category
The New Retirement – Planning for Unknowns
All planning consists of guessing the future. Some things in retirement planning are unknown. You don’t know what actual inflation will be or the rate of return you will earn on your savings. You don’t know how long you will live or what will happen to your wealth. Though you don’t know the outcome of these elements you generally can make an educated guess to move your planning forward. What about other risks and unknowns you may not have accommodated in your plan. How will the government debt and deficits or the policy of the Federal Reserve affect your spending and saving. Or will the aging population worldwide cause you concerns. Join Theresa Yarosh President of Macro Wealth Management as she explains her firms’ unique methods for managing these uncertainties. The US Census department recently announced that the number of people reaching age 100 will increase from 70,000 to 600,000 by 2050. This also means there will be a corresponding increase in the number of 80 and 90 year old people. Learn how this aging trend is changing living lifestyles with Joe Verdoorn of SEC Planning. It’s time to identify and prepare for unknown risks.
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The New Retirement – Money Decisions
Have you ever done something dumb with your money? Do you make decisions emotionally or rationally? Neither emotional nor rational decision making is right for every retirement decision. Karen Lee, CFP and author of It’s Just Money, So Why Does It Cause So Many Problems? shares her 24 years of experience in discussing the shortfalls of some of her clients’ money decisions. Once your decision making gets better, you will need to know the different types of investment strategies to make your money grow. Scott Cramer and investment advisor and founder of Cramer & Rauchegger discusses his endowment strategy to manage money. Learn how the big non-profits and pension plans approach money management. This is one strategy to consider among many in determining your personal investment philosophy.
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Tags: alternative retirement, alternative to retirement, cramer & rauchegger, holistic retirement, investment advice, investment advisor, investment tips, it's just money so why does it cause so many problems, it's just money so why does it cause so many problems karen lee, karen lee, karen lee it's just money so why does it cause so many problems, margetic robert, money advice, money making decisions, money management, non-profit, non-profit pension plan, pension plan, preparing for retirement, retirement preparation, robert margetic, scott cramer, scott cramer investment, senior financial planning, the new retirement, the new retirement with robert margetic | Posted under The New Retirement |
The New Retirement – Cultural Trends in the New Retirement
The baby boomers have affected everything in their path and retirement will be no different. New trends, attitudes and lifestyles re-define retirement. How do you measure up to this generation? Are you on trend or off? Join Dr. Margaret King Director of the think tank Cultural Studies and Analysis as she provides her insights to how she sees the culture of retirement changing over the next couple of decades. Another trend is the need and want for many near or in retirement to take on new work. This may be due to necessity do to the bad economy or simply to keep busy and engaged. Many turn to the internet for this opportunity. Christine Clayfield author of From Newbie to Millionaire warns us on how to avoid mistakes, scams and get-rich-quick tricks. She shares the lessons she learned, many the hard way, on how to go about it the right way.
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Tags: alternative retirement, alternative to retirement, bad economy, christine clayfield, christine clayfield from newbie to millionaire, cultural analysis, cultural studies, dr. margaret king, from newbie to millionaire, get rich quick, holistic retirement, margaret king, margetic robert, preparing for retirement, retirement culture, retirement preparation, robert margetic, senior financial planning, the new retirement, the new retirement with robert margetic | Posted under The New Retirement |
The New Retirement – What Are You Going To Be When You Retire
A life of leisure after forty years of hard work seems a just reward. Is there ever too much leisure? Can you do nothing for the 20-30 years you will spend in retirement. If you are an active success oriented person, you will want to do something or contribute something of value in your retirement years. Yet many people are unclear on how to begin the process to start an encore career or launch the next phase of their life. Thomas Belanger author Teamwork in Ten Days shares how he approached redefining himself in retirement and how critical it is to be active. He offers a number of ideas on how to find your passion which in turn becomes a lifeline throughout retirement. Next, Phil Saylor author of Retire to Not From explains how the proper mindset helps you move gracefully from your lifelong work to the next phase of your life. New retirees are redefining retirement. It no longer is a period of pure leisure but one of leisure combined with a passion that helps you thrive.
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Tags: alternative retirement, alternative to retirement, chantay clark, chantay clark clear choice reality, clear choice reality, holistic retirement, janet groene, living aboard your rv, living in an rv, margetic robert, mobile home retirement, new retiree, phil saylor, phil saylor retire to not from, preparing for retirement, retire to not from, retire to not from phil saylor, retirement preparation, retirement traveling, retiring in an rv, road trip, road tripping, robert margetic, rv living, rv retirement, senior financial planning, senior road trip, senior rv trip, senior traveling, teamwork in ten days, teamwork in ten days thomas belanger, the new retirement, the new retirement with robert margetic, thomas belanger, thomas belanger teamwork in ten days, traveling retirement | Posted under The New Retirement |
The New Retirement – Health Matters
Your health care costs can be a wild variable in retirement. The kind of insurance you have matters. How you protect yourself from these uncertainties matter. Ross Blair, a Medicare expert, and CEO of planprescriber.com explains the key components of Medicare and whether or not you should add a Medicare supplement insurance plan to protect yourself from unexpected costs. Find out how much you are likely to spend during retirement. Your retirement plan remains incomplete without a good estimate of what health care will cost you. One way to keep your health care costs down is to stay healthy. Dr. Michael A. Smith explains the four key building blocks to counter the aging process and keep you active and healthy in retirement. His scientifically backed health strategies are available through Life Extension, the world’s leading organization dedicated to extending the healthy human life span. How you take care of your self matters.
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Tags: alternative retirement, alternative to retirement, dr. michael a. smith, health care, health care costs, health strategies, healthcare, healthcare costs, holistic retirement, human life span, life extension, margetic robert, medicare questions, medicare supplement insurance plan, michael a. smith, planscriber.com, preparing for retirement, retirement costs, retirement health care, retirement healthcare, retirement preparation, robert margetic, ross blair, ross blair medicare, ross blair planscriber.com, senior financial planning, the new retirement, the new retirement with robert margetic | Posted under The New Retirement |
The New Retirement – When to Break from Tradition
Sometimes tradition carries wisdom Other times it represents worn-out thinking. You may have a traditional IRA investing in traditional investments like stocks bonds, cash, CDs mutual funds and such. In today’s global economy, there are doubts about the strength of the financial markets. Yet, you can set up a self-directed IRA to invest in less traditional assets. In a self directed IRA you can invest directly into real estate, mortgages, private loans, private equities, start-up companies and precious metals along with a host of other non-traditional investments. Join Jaime Raskulinecz, CEO of Next Generation Trust Services to learn how. Many people follow tradition in passing on their wealth to heirs. They tend to split the money equally among their heirs and give it to them as soon as possible. Richard Watts author of Fables of Fortune; What Rich People Have That You Don’t Want will explain when that could cause more harm than good.
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Tags: alternative retirement, alternative to retirement, fables of fortune, holistic retirement, ira benefits, ira investing, ira investments, ira pros and cons, jaime raskulinecz, margetic robert, next generation trust services, preparing for retirement, retirement preparation, richard watts, richard watts fables of fortune, robert margetic, senior financial planning, the new retirement, the new retirement with robert margetic, what rich people have that you don't want | Posted under The New Retirement |
The New Retirement – Move Into Retirement
Many people will move sometime in retirement but don’t have a systematic way to make decisions. Some muddle through. Some ask friends. If you are planning to sell you current home and move sometime in retirement you need to factor in the changes in cost and capital in your current retirement plans. Joins us as we talk to Chantay Clark from Clear Choice Realty on the process her clients follow to make this important decision. Later, Janet Groene author of Living Aboard Your RV will talk about how she and others make such a bold decision to chuck the house and hit the road. You may decide to stay in your home for your remaining days or you may dream of a new exciting locale. Either way you should follow an intelligent process to ensure whatever your decision you made the right one and factored it properly into your retirement planning.
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Tags: alternative retirement, alternative to retirement, chantay clark, chantay clark clear choice reality, clear choice reality, holistic retirement, janet groene, living aboard your rv, living in an rv, margetic robert, mobile home retirement, preparing for retirement, retirement preparation, retirement traveling, retiring in an rv, road trip, road tripping, robert margetic, rv living, rv retirement, senior financial planning, senior road trip, senior rv trip, senior traveling, the new retirement, the new retirement with robert margetic, traveling retirement | Posted under The New Retirement |
The New Retirement – Social Security and Savings Goals
Many people have different opinions on whether Social Security will be there when they retire. The value of Social Security benefits for most people is between $200,000 and $400,000 for their lifetime benefits. If you assume Social Security won’t be there, then you need to save a lot more money. Bruce Ruark, the author of Saving Social Security will share a new idea on how to bail out the benefit without raising payroll taxes or cutting benefits. Regardless of your opinion, listeners will learn the main factors in making key decisions on getting your benefits and how to factor Social Security benefits into your retirement plan and how it impacts the amount of money you need to save to ensure a secure retirement.
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Tags: alternative retirement, alternative to retirement, benefits of social security, bruce ruark, bruce ruark saving social security, financial planning, holistic retirement, margetic robert, money management, preparing for retirement, retirement, retirement advice, retirement finances, retirement preparation, retirement tips, robert margetic, saving for retirement, saving social security, saving social security bruce ruark, senior financial planning, social security benefits, social security money, social security savings, the new retirement, the new retirement with robert margetic, what is social security | Posted under The New Retirement |
The New Retirement – Allocate Your Assets Properly
Do you know how your assets are allocated? What percent of your money is in the stock market? If you don’t know you could be putting your wealth at risk. Steven Davis, a Registered Investment Adviser, explains the importance of asset allocation and how he approaches designing investment portfolios. Managing volatility will become the key investment objective for all of those nearing retirement or in retirement. Steven is followed by Marvin Doniger author of several books including A Common Sense Approach to Successful Investing. Marvin is an individual investor and will share what he has learned in managing his own money. Whether you want to work with a professional or learn how individuals manage their money, this episode will show you how to allocate your assets to grow and protect your wealth.
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Tags: a common sense approach to successful investing, alternative retirement, alternative to retirement, financial planning, holistic retirement, how to invest, investment advice, investment porfolio, margetic robert, marvin doniger, money management, preparing for retirement, registered investment adviser, retirement, retirement advice, retirement finances, retirement preparation, retirement tips, robert margetic, saving for retirement, senior financial planning, steven davis, steven davis investment, the new retirement, the new retirement with robert margetic | Posted under The New Retirement |
The New Retirement – Planning is a Matter of Perspective
All good plans begin with a picture in your mind of what you want to accomplish. So with retirement. If you can picture how your retirement will play out you can better plan it. You can determine the things you want to do and estimate their cost accordingly. With costs in place you can readily calculate the amount of money you need to save. Robert Gignac Author of Rich is a State of Mind tells us how to create our own picture and how to set goals to achieve the retirement we desire. While Danny Kofke author of A Simple Book of Financial Wisdom shows us how to gain a healthy perspective on your daily spending and saving. For proper retirement planning you need both the big picture and the close up, with our guests today you will get both.
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Tags: a simple book of financial wisdom, alternative retirement, alternative to retirement, big picture planning, danny kofeke, financial planning, financial wisdom, financial wisdom book, holistic retirement, margetic robert, preparing for retirement, retirement finances, retirement preparation, rich is a state of mind, robert gignac, robert margetic, saving for retirement, senior financial planning, the new retirement, the new retirement with robert margetic | Posted under The New Retirement |
