This week’s show is a discussion about the much needed and clearly defined fiduciary standard for all Financial Advisors. This discussion is especially timely early this year as the SEC and Congress are in the process of putting rules and regulations in place that will protect the small retail investing public. The Dodd-Frank financial reform bill signed into law last summer called for a study on improving oversight of Investment Advisors. Join our discussion as we speak in plain English just what this means and WHY only Registered Investment Advisors are held to this high ethical standard of client care and not the retail brokerage advisors and firms. My Financial Planning Tip of the Week: How Planners charge for their services.