It’s hard to accomplish something if you can’t articulate what it is you’re trying to do. This is where goals come in handy. Once you state your goals, you set your direction. With your direction set, you can begin to determine what you need and how long it will take you. It’s only from this perspective that you can begin to marshal your resources intelligently. Bill Hammer Jr, CFP, author of The 7 Secrets of Extraordinary Investors and President of Hammer Wealth Group discusses the importance of goals in setting your investment strategy. An aimless approach to retirement and money management is rarely successful. With your successful approach set, you need to protect your progress. Housing and market setbacks can wipe out years of progress. Mallie Daniel CEO of Wealth Creation Advisors, Inc. explains how he helps his clients protect their wealth and generate guaranteed income during retirement years.