It’s that time of year again. Time to figure out how much you have spent. Determine the areas where you over or under spent and make adjustments accordingly. It’s time to set your spending baseline for next year and contingency plans for reducing spending should taxes rise or unexpected expenses occur. Diane Tegarden author of Budgeting on a Dime – 10 Steps to Financial Independence offers tips and ideas on how to get your costs under control. We hear from many sources the importance of following your passion. Lee Douglas got around to following his 35 years after a teaching career to host a wildly successful podcast of oldies rock and roll. If you are looking for the next stage work activity, podcasting may be the way. Lee shares how he did it.