Hey Smart Girls, welcome to 2013!! DREAMS are a big part of our life and I want your dreams to come alive in 2013! On this weeks show, I talk with Dan Sinner, Marketing Director for Payoff.com about setting our goals and dreams in 2013. Many of us do not dream big enough and we confine ourselves to what is easy and comfortable. This is unacceptable Smart Girls! If your dreams are to travel, pay off debt or anything else your heart desires, join me this week to get motivated and inspired to accomplish your dreams in 2013.