Money and Success

Surviving the Credit Crisis

Karen Simpson-Hankins,CTACC

Surviving the Credit Crisis – How to Fix Errors on Your Credit Report, The Dispute Process.

You’ve just been turned down for credit from your local lender. The denial letter indicates the reason code to be “Poor Credit Performance” or “Delinquent Past or Present Credit Obligations.” You shake your head in confusion and your blood pressure begins to rise because there shouldn’t be any derogatory information on your credit report! Is it a mistake? Are you a victim of Identity Theft? Who knows…and no one can seem to give you any answers. All you’re told is that it’s your responsibility to get a copy of your credit report to investigate. When you get your credit report, you see there is an error!

Yes…credit report errors do happen and they can be a huge source of frustration and stress. They can turn your life upside down and leave you with the feeling of helplessness. Millions of people will have this problem, and they are difficult to remove or repair and it seems like the credit bureaus always tell you that all their information is being reported correctly! So…what do you do?

Join me today as my guest, Larry Klein, Author of “How to Fix Your Credit Report: What to Do When Credit Bureaus Ignore Your Credit Dispute” and I discuss how to get help fixing your credit report when lenders won’t cooperate and the Credit Bureaus are no help!

It’s important to monitor your credit report on an annual basis to eliminate this kind of surprise whenever possible, but when an error does happen…here’s some extra help when you need it most!

It’s a show that you don’t want to miss!