In this segment of Your Money Show, we discussed why people don’t do what they are supposed to do. Why don’t people save for retirement? Why don’t people create financial plans? Brett has the answer and it’s one word. Using this word in the proper way will change your financial future for the better. Asset protection attorney JJ Childers called into the show to discuss why you need to protect your assets even if you have none. Its not about how much you have, but setting up ways to control your assets. Also Dr Lego answers the question as to what the “January Effect” is.