In this segment of Your Money Show, we discussed why people don’t plan for retirement or do any kind of financial planning. Brett gives his controversial answer to this question and talks with Johnny Mystic about the excuse that people make. Your Money Show also discussed a new type of insurance that people need to have. We called our guest Dave Smith to talk about graduating college without student loans. How kids can go to college with getting into debt. We also talked about why you might go to jail over your state disability insurance.