Have you ever done something dumb with your money? Do you make decisions emotionally or rationally? Neither emotional nor rational decision making is right for every retirement decision. Karen Lee, CFP and author of It’s Just Money, So Why Does It Cause So Many Problems? shares her 24 years of experience in discussing the shortfalls of some of her clients’ money decisions. Once your decision making gets better, you will need to know the different types of investment strategies to make your money grow. Scott Cramer and investment advisor and founder of Cramer & Rauchegger discusses his endowment strategy to manage money. Learn how the big non-profits and pension plans approach money management. This is one strategy to consider among many in determining your personal investment philosophy.