President Obama has often reminded us, “Government only steps in when the private sector has failed.” Financial Service professionals are that private sector. They are the people that our citizens look to for leadership and help for their very uncertain futures during this economic downturn. If we fail to help our citizens achieve financial independence, then government must play a bigger role. Join as myself and my special guest, Joe Murtagh, the Dream Speaker, as we detail how our country got in this mess, how banks and insurance companies have come to depend on government regulations, how entitlements such as Social Security has created dependence and what the heck is Socialism.