We are facing a disturbing prospect: Americans outliving their retirement income looms large. Financial Planners are well positioned to help Americans with this issue. The population is large and growing. By 2010, 100 million Americans were over the age of 55, yet fewer than half of all investors at or near their retirement consider themselves to be “very prepared.” Our clients have said that maintaining income that meets my needs topped the list of what investors most wanted to learn about in 2011. Next was “not outliving my money.” Concerns about retirement income are a direct result of the market downturn of 2008-2009. Join me as I discuss the 6 Steps to provide a systematic method of producing a custom financial plan to manage income and minimize risk.