A stitch in time saves nine, prevention is better than the cure, failing to plan is planning to fail etc etc. There is no shortage of sayings, quotes and the like that are for the most part wise and correct, but do we really bother to heed the message and consciously implement the wisdom, the answer more often then not is sadly no! But I think you might just want to listen to this weeks show as it might just save you mountains of cash, frustration and stress